Bank and credit card reconciliation, every account, every month
We reconcile your books against your bank and card statements to find missing transactions, duplicates and recording errors, so the cash in your books is the cash in your accounts.
Statement-based, not feed-based · Every difference explained · Monthly reports kept on file
- Duplicate deposits · 14Removed
- Uncategorized expenses · 236Classified
- Unreconciled months · 9Reconciled
- Owner draws booked as expenses · 11Corrected
Reconciliation is not importing transactions
Bank feeds are convenient, but they only bring transactions in. They don't catch a deposit entered twice, a fee that never imported, or a check recorded for the wrong amount. Reconciliation starts from the statement's ending balance and proves, item by item, that your books agree with it.
When the books reconcile, you can trust the cash balance, your profit is based on complete records, and your tax preparer doesn't have to redo the work.
What reconciliation usually uncovers
Duplicates
The same deposit or charge recorded from the bank feed and again by hand.
Missing transactions
A transfer, fee or check that cleared the bank but never made it into the books.
Wrong amounts or dates
Typos and transactions recorded in the wrong month, which throw off both periods.
Old uncleared items
Checks that were voided or never cashed, still sitting in the books years later.
Personal transactions
Charges on a business card that belong to the owner, recorded as business expenses.
Edited reconciled months
Changes made after a month was reconciled, so the books no longer match the statement.
What we reconcile
- Checking account reconciliation
- Savings and money market accounts
- Business credit cards
- Loan and line-of-credit balances
- Payment processors (Stripe, Square, PayPal)
- Review of outstanding checks and deposits
- Duplicate entries found and removed
- Missing transactions recorded
- Unexplained differences investigated
- Unreconciled items documented
- Reconciliation reports saved each month
- Periods locked after review
How we reconcile
- 1
Statements
We use the official statement for each account and month, not just the bank feed.
- 2
Match
Every cleared transaction in the books is matched to the statement.
- 3
Investigate
Anything left over is traced and explained.
- 4
Correct
Duplicates removed, missing items recorded, errors fixed.
- 5
Document
A reconciliation report and a short list of items that need your input.
- 6
Lock
The period is closed so the reconciled numbers stay put.
Pricing
Find out where your books and bank disagree
Send us a few details. We'll tell you how many accounts and months need work, and what it costs.
Fix unreconciled accounts
A few details help us come back with the right package or a written cleanup quote. There is no cost and no obligation.
- Reply within one business day
- Fee confirmed in writing before any work
- CPA-led, QuickBooks ProAdvisor certified team
Please don’t send bank passwords, SSNs or statements through this form. Once you’re a client, documents go through our secure client portal.
Bookkeeping questions
Bookkeeping reports are management reports for running the business and preparing tax returns. They are not audited, reviewed or compiled financial statements; those are separate engagements.