Personal Tax Strategy
Compare tax planning options for your household before a transaction or year-end deadline.
Online service across all 50 states
What this service is
Personal tax strategy is a project-based engagement for one large financial event, selling a business, exercising stock options, receiving an inheritance, retiring, or moving states. We model the tax under each realistic option before you act, recommend the sequence and timing, and document the positions so they hold up when the return is filed. You receive a written plan you can share with your other advisors.
Forms & documents involved
What we actually do
Define the event and options
Clarify the decision, the deadlines, and the realistic alternatives.
Model each scenario
Compare federal, state, and AMT results for each timing or structure option.
Plan equity and liquidity events
Sequence ISO and NSO exercises, RSU sales, and business-sale proceeds.
Sequence retirement income
Plan distribution order and Roth conversions across multiple years.
Plan a state move
Map residency rules, sourcing, and the documentation a change of domicile requires.
Write the strategy memo
Summarize recommendations, timing, and documentation for you and your advisors.
Prices by scope
Compare the work included at each price. Your final scope and fee are confirmed in writing before work begins.
Option exercise, RSU vesting, or ESPP purchase decision.
- RSU / ESPPVesting or purchase decision$580 per event
- ISO / NSOExercise timing with AMT modeling$920 per event
- Pre-IPO / tenderLiquidity event or QSBS review$1,480 per event
Scales with transaction size and structure complexity.
- Under $2MAsset or stock sale analysis$2,280 per project
- $2M–$10MInstallment sale, allocation and state modeling$4,280 per project
- Over $10MRollover equity, QSBS or trust planningFrom $7,480 per project
Multi-year bracket modeling for conversion or distribution timing.
- Single account typeIRA or 401(k) only$680
- Full planSeveral accounts, Social Security and IRMAA modeling$1,180
One-time project ahead of a move between states.
- Single moveDomicile change between two states$780
- Complex moveBusiness owner, part-year income or sourcing issues$1,380
What You Get
Equity Compensation Event Planning
Modeling around an option exercise, RSU vesting cliff, or ESPP purchase window, including AMT exposure and diversification timing.
Business Sale and Liquidity Event Planning
Personal-side tax modeling ahead of a business sale, buyout, or other liquidity event, coordinated with your deal counsel and wealth advisor.
Retirement and Distribution Timing
Sequencing of retirement account distributions, Social Security timing, and income layering to manage bracket and Medicare surcharge exposure.
Roth Conversion Analysis
Year-by-year modeling of conversion amounts against current and projected future brackets, rather than a one-time rule-of-thumb decision.
Relocation and Multi-State Transition Planning
Residency change planning for a move between states, including the documentation that supports a clean break from a prior state's tax claim.
- Strategy memo with scenarios and trade-offs
- Action checklist with sequencing
- Quarterly checkpoints when engaged ongoing
When this service may fit
- A major liquidity, equity, retirement, or ownership event is getting close
- You need scenario comparison before locking in a personal tax decision
- The tax risk of acting late feels materially higher than before
- You want project-level strategy work rather than only recurring advisory schedule
Often handled together
Clients who use this service often add these. Tick any to see the combined starting price.
How It Works
Event definition and fact gathering
Build a baseline forecast from prior returns, current income, investments, business interests, and expected changes.
Modeling and alternative comparisons
Model the timing and interaction of the choices under consideration, including cash needs and implementation constraints.
Decision support and implementation plan
Prioritize the available actions and explain which assumptions could materially change the comparison.
Follow-through into compliance execution
Deliver a dated strategy plan and coordinate the agreed follow-up before the relevant transaction or payment deadline.
Your Role
Provide current information about all material income and planned transactions. Tell us if compensation, residency, ownership, or sale terms change.
Service Scope
Projected outcomes are estimates. Return preparation, document drafting, investment selection, and executing transactions are separately arranged.
Start Personal Tax Strategy online
Choose the closest scope and send your request online. We’ll confirm the final work and fee in writing before anything begins.
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