Personal Tax Advisory
Get tax advice on income changes, investments, property transactions, and family decisions.
Online service across all 50 states
What this service is
Personal tax advisory is year-round tax guidance for individuals whose finances are too connected to plan once a year, business owners, executives with equity, investors, and households with income in several states. A CPA keeps a running projection of your household tax, sets withholding and estimates, plans around equity vesting and other compensation events, and coordinates with your financial advisor and attorney, so April holds no surprises.
Forms & documents involved
What we actually do
Keep a household tax projection
Combine wages, business income, investments, and equity to project the year's tax.
Align withholding and estimates
Adjust W-4 withholding and quarterly estimates using safe-harbor rules.
Plan compensation events
Prepare for RSU vesting, option exercises, bonuses, and deferred compensation.
Review residency and state filings
Track days and income sources when you live or work in more than one state.
Coordinate with your advisors
Share tax analysis with your wealth manager, attorney, and business CPA.
Prices by scope
Compare the work included at each price. Your final scope and fee are confirmed in writing before work begins.
Ongoing planning, estimate calculations, and two strategy check-ins.
- HouseholdW-2 and investments, two check-ins$1,580/year
- Owner householdBusiness owner, quarterly check-ins$2,480/year
- High net worthSeveral entities, trusts or propertiesFrom $3,880/year
For clients who want a single planning project rather than a retainer.
- StandardOne household, three-year outlook$820
- ComplexBusiness, rentals or equity compensation$1,380
One-time calculation and W-4/estimate adjustment.
- Federal + 1 stateW-4 and estimate adjustment$320
- Multi-stateSeveral states or irregular income$520
RSU vesting, option exercise, or ESPP purchase decision support.
- RSU / ESPPVesting or purchase decision$460 per event
- ISO / NSOExercise timing with AMT modeling$780 per event
What You Get
Household tax roadmap tied to business and investment cash flows
Connect wages, business interests, rental income, investments, and family changes in a household-level review.
Estimated payment strategy and withholding alignment
Assess whether payroll withholding and estimated payments remain aligned with expected income and payments already made.
Equity and compensation event planning
Review the timing and tax reporting questions around grants, vesting, exercises, sales, bonuses, and deferred compensation.
Multi-state residency and filing considerations
Identify facts about moves, remote work, property, and income sourcing that may require a jurisdiction-specific review.
Coordination with wealth and legal advisors when needed
Coordinate tax recommendations with the advisers responsible for investment execution, estate documents, and legal interpretation.
- Personal planning calendar
- Estimate and withholding recommendations
- Annual strategy memo with prioritized actions
When this service may fit
- Personal tax bills keep arriving as surprises rather than expected outcomes
- Business-owner income and household planning need tighter coordination
- Equity compensation, multi-state, or investment issues are growing in importance
- You want recurring personal tax schedule rather than annual return-only support
Better tax planning starts with better financial records.
Planning moves like owner pay, estimated taxes and equipment timing depend on knowing your profit during the year.
How It Works
Profile discovery and document intake
Review the household's income sources, ownership interests, withholding, and upcoming financial decisions.
Diagnostics and risk mapping
Identify how a bonus, equity event, property transaction, or family change affects the broader tax picture.
Strategy design and scenario review
Compare practical options and explain estimated payments, documentation, and coordination needed before action.
Execution support through filing cycle
Record the recommendations and revisit them when income, timing, or transaction terms change.
Your Role
Share complete household information and discuss major transactions before they close. Coordinate execution with payroll, legal, and investment providers.
Service Scope
Personal advice does not automatically include business returns, investment management, legal documents, or continuing monitoring outside the agreed engagement.
Start Personal Tax Advisory online
Choose the closest scope and send your request online. We’ll confirm the final work and fee in writing before anything begins.
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